Terms & Conditions

Website: loanagainstpropertyloan.com
Last Updated: [Date]

Welcome to Loan Against Property Loan.

These Terms & Conditions (“Terms”) govern your access to and use of loanagainstpropertyloan.com.

By accessing the Website or submitting your details through an enquiry form, you agree to these Terms.

1. Nature of Our Services

Loan Against Property Loan operates as a lead-generation and loan-assistance platform.

We are not a bank, NBFC, financial institution or direct lender, unless expressly stated otherwise.

We do not directly sanction or disburse loans.

The primary purpose of this Website is to collect enquiries from individuals interested in financial products and, where appropriate, facilitate communication with relevant banks, NBFCs, DSAs, lending institutions and financial service providers.

2. No Guarantee of Loan Approval

Submitting an enquiry does not guarantee:

• Loan approval

• Loan sanction

• Loan amount

• Interest rate

• Loan tenure

• Processing time

• Disbursement

• Any particular lender

The final decision rests solely with the respective lender or financial institution.

3. Accuracy of Information

You agree to provide accurate, complete and truthful information.

You must not knowingly submit:

• False information

• Incorrect income details

• Fake documents

• Misleading employment information

• Incorrect property information

• Another person’s information without authorization

We may decline to process or forward an enquiry where information appears inaccurate, incomplete, fraudulent or suspicious.

4. Lender’s Terms Apply

If you proceed with a bank, NBFC, DSA, financial institution or other lending partner introduced through this Website, the terms of that respective organization will apply.

These may include separate:

• Loan agreements

• Interest rates

• Processing fees

• Documentation requirements

• Security requirements

• Repayment terms

• Prepayment/foreclosure conditions

• Credit assessment procedures

You should carefully review the applicable documents before accepting any loan offer.

5. Interest Rates and Charges

Any interest rate, EMI, loan amount, processing fee or other financial figure displayed on the Website may be indicative unless specifically identified as an official lender offer.

Actual terms may vary based on your profile and the lender’s policies.

We do not guarantee that any displayed rate, amount or example will be available to you.

6. Property-Backed Loans

For a Loan Against Property or other secured loan, the respective lender may require an eligible property to be offered as security.

The lender may independently assess:

• Property ownership

• Property value

• Title

• Location

• Legal status

• Property documents

• Repayment capacity

You are responsible for ensuring that information and documents submitted by you are genuine and accurate.

7. Independent Lenders and Partners

Banks, NBFCs, DSAs, financial institutions and other partners are independent entities.

We do not control their:

• Credit decisions

• Approval criteria

• Interest rates

• Processing timelines

• Fees

• Documentation requirements

• Internal policies

• Customer-service processes

Any dispute relating specifically to a lender’s loan product, sanction, repayment, charges or agreement should be addressed with the concerned lender.

8. Communication

By submitting your contact details, you authorize us and, where applicable, relevant lending/service partners to contact you regarding your enquiry, subject to applicable law and consent.

Communication may occur through telephone, SMS, WhatsApp, email or other permitted communication channels.

9. Website Information

We make reasonable efforts to provide useful and accurate information.

However, lender policies, interest rates, eligibility requirements and financial products may change from time to time.

Information published on this Website should not be considered a binding loan offer or financial guarantee.

10. No Financial, Legal or Tax Advice

Information provided through this Website is for general informational and lead-generation purposes.

Nothing on this Website constitutes personalized financial, legal, tax or investment advice.

Users should obtain independent professional advice where appropriate.

11. User Responsibility

You are responsible for evaluating whether a particular financial product is suitable for your circumstances.

Before accepting a loan, you should carefully review the lender’s official sanction letter, loan agreement, interest rate, applicable fees, repayment schedule, security requirements and other terms.

12. Fraud Prevention

You agree not to use this Website for fraudulent, unlawful or abusive purposes.

We may reject or suspend enquiries where we reasonably suspect:

• Identity fraud

• Document fraud

• Misrepresentation

• Unauthorized use of another person’s information

• Abuse of Website forms

• Attempts to manipulate or misuse the Website

13. Intellectual Property

All Website content, including text, graphics, logos, designs, photographs, icons and other materials, is owned by or licensed to us unless otherwise stated.

You may not reproduce, modify, distribute or commercially exploit Website content without prior written permission.

14. Third-Party Links

The Website may contain links or references to third-party websites.

We do not control or guarantee the availability, accuracy, security or policies of third-party websites.

15. Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be responsible for losses arising solely from:

• Rejection of a loan application by a lender

• Changes in lender eligibility criteria

• Changes in interest rates or charges

• Delays in lender processing

• Non-disbursement by a lender

• Actions or omissions of independent lenders, DSAs or third parties

• Incorrect information submitted by a user

• Third-party service failures

• Events beyond our reasonable control

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

16. User Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Loan Against Property Loan and its personnel/service providers from claims, losses or liabilities arising from your unlawful use of the Website, fraudulent activity, violation of these Terms or submission of false or unauthorized information.

17. Website Availability

We do not guarantee that the Website will always be available, uninterrupted, secure or error-free.

We may modify, suspend or discontinue any part of the Website where reasonably necessary.

18. Privacy

Your use of the Website is also subject to our Privacy Policy.

By using the Website and submitting information, you acknowledge that your information may be processed and, where applicable and permitted, shared with relevant lending or service partners for the purposes described in the Privacy Policy.

19. Changes to These Terms

We may update these Terms from time to time.

Updated Terms will be published on this page with a revised “Last Updated” date.

20. Governing Law

These Terms shall be governed by the laws applicable in India.

Any dispute shall be subject to the jurisdiction of the competent courts having applicable jurisdiction, subject to applicable law.

21. Contact

Loan Against Property Loan
Website: loanagainstpropertyloan.com
Email: support@loanagainstpropertyloan.com
Phone: 9990683802

IMPORTANT WEBSITE DISCLAIMER

Loan Against Property Loan is not a bank, NBFC or direct lender unless expressly stated otherwise. This Website is primarily intended for lead generation and loan-assistance purposes. By submitting your details, you may be contacted by us and/or relevant lending partners, including banks, NBFCs, DSAs or financial institutions, for further assistance. Final loan approval, rejection, interest rate, loan amount, tenure, fees, documentation, security and disbursement are solely subject to the respective lender’s policies, verification and approval. Submission of an enquiry does not guarantee loan approval or sanction.