Privacy Policy

How we collect, use and protect the information you share with us.

Website: loanagainstpropertyloan.com
Last Updated: [Date]

Welcome to Loan Against Property Loan (“we”, “us”, “our” or “Website”).

This Privacy Policy explains how we collect, use, process and protect information submitted by visitors through loanagainstpropertyloan.com.

By using our Website or submitting your information through our enquiry forms, you acknowledge that you have read and understood this Privacy Policy.

1. Nature of Our Website

Loan Against Property Loan operates this Website primarily for lead generation and loan assistance purposes.

We are not a bank, NBFC, financial institution or direct lender, unless expressly stated otherwise on the Website.

We do not independently sanction, approve or disburse loans.

Information submitted through this Website may, subject to applicable consent and law, be shared with relevant banks, NBFCs, lending institutions, DSAs, channel partners or other authorized financial service providers for further evaluation and assistance.

Any loan approval, rejection, interest rate, loan amount, tenure, fees, security requirements and other terms are determined solely by the respective lender.

2. Information We May Collect

Depending on the enquiry or service requested, we may collect:

  • Full name

  • Mobile number

  • Email address

  • City/location

  • Employment or business information

  • Monthly income

  • Loan requirement

  • Property-related information

  • Existing financial information voluntarily provided by you

  • Information submitted through enquiry forms

  • Other information reasonably required to process your enquiry

3. How We Use Your Information

Information provided by you may be used to:

  • Respond to your enquiry

  • Understand your loan requirement

  • Conduct preliminary eligibility assessment

  • Connect you with relevant lending partners

  • Facilitate communication regarding loan products

  • Arrange calls or follow-ups

  • Improve our Website and services

  • Prevent fraudulent or unauthorized activity

  • Maintain necessary records

  • Comply with applicable legal requirements

Submitting your information does not guarantee loan approval.

4. Sharing of Information

Where permitted by applicable law and based on relevant consent, your information may be shared with suitable:

  • Banks

  • NBFCs

  • Financial institutions

  • DSAs

  • Loan distribution partners

  • Authorized service providers

  • Technology/service providers assisting with our Website and enquiry processing

The purpose of such sharing is to facilitate your enquiry and help connect you with relevant financial service providers.

5. No Guarantee of Loan Approval

Submitting your details on this Website does not constitute:

  • Loan approval

  • Loan sanction

  • A loan commitment

  • An offer of credit

  • A guarantee of disbursement

The respective lender independently evaluates each application and determines whether to approve or reject it.

We do not guarantee any particular:

  • Loan amount

  • Interest rate

  • Tenure

  • Processing time

  • Lender

  • Approval outcome

6. Communication Consent

By submitting your contact details, you may be contacted by us and/or relevant lending or service partners regarding your enquiry, subject to applicable law and consent.

Communication may take place through:

  • Phone calls

  • SMS

  • WhatsApp

  • Email

  • Other permitted electronic communication

You may request cessation of promotional communications where applicable.

7. Cookies and Technical Information

Our Website may use cookies and similar technologies for:

  • Website functionality

  • Analytics

  • Security

  • Performance improvement

  • User experience

  • Understanding Website traffic

Technical information may include IP address, browser type, device information, operating system, pages visited and access time.

8. Data Security

We take reasonable technical and organizational measures to protect information against unauthorized access, misuse, alteration, disclosure or destruction.

However, no Internet-based system can guarantee absolute security.

9. Third-Party Websites

Our Website may contain links or references to third-party websites, lenders or service providers.

Once you interact directly with a third party, its own privacy policy and terms may apply.

We are not responsible for the privacy practices, security or policies of independent third parties.

10. Data Retention

We may retain information for as long as reasonably necessary for:

  • Processing enquiries

  • Providing requested assistance

  • Business and operational purposes

  • Fraud prevention

  • Record keeping

  • Dispute resolution

  • Compliance with applicable laws

Where information is no longer required, it may be deleted, anonymized or securely disposed of subject to applicable requirements.

11. User Requests

Subject to applicable law, you may contact us regarding:

  • Information submitted by you

  • Correction of inaccurate information

  • Withdrawal of consent where applicable

  • Requests relating to use or retention of your information

We may verify your identity before processing certain requests.

12. Children’s Privacy

This Website is intended for adults seeking financial products and services.

We do not knowingly seek personal information from children.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any updated version will be published on this page with a revised “Last Updated” date.

14. Contact Us

For privacy-related questions or requests:

Loan Against Property Loan
Website: loanagainstpropertyloan.com
Email: support@loanagainstpropertyloan.com
Phone: 9990683802

Important Disclaimer

Loan Against Property Loan is a lead-generation and loan-assistance platform and is not itself a lender unless expressly stated otherwise. Final loan approval, rejection, interest rate, loan amount, tenure, charges and other terms are determined solely by the respective bank, NBFC or financial institution.